Be More Strategic in Business

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Take Your Leadership to the Next Level With This Award-Winning Business Book

  • Winner, 2018 Foreword Indies, Adult Nonfiction/Career
  • Award Finalist, 2018 Best Book Awards, Business/Careers
  • Winner, 2019 International Book Awards, Business/Careers
  • Winner, 2019 Discovery Award, Best First Book/Nonfiction
  • Honorable Mention, 2019 Eric Hoffer Book Award, Business

Strategic leadership is essential to business success: Strong leaders are those who successfully navigate a great shift: from tactical doer to strategic leader. Regardless of your industry, line of business, or sector, your organization desperately needs strategic leaders. A strategic leader is tuned in to the needs of the business, understands how his or her actions impact corporate objectives, and uses data to make smart decisions. Whether you’re leading a department team or running your own company, a strategic leader clearly propels business performance.

Building a ladder to strategic leadership: Stephen R. Covey famously explained strategic leadership via the metaphor of workers clearing a jungle. The strategic leader was able to climb a tree and tell everybody they were laboring in the wrong jungle. In this book you will start out on the jungle floor and build a ladder to give you that strategic view over the tops of the trees. You’ll learn how to:

  • Develop your strategic skills
  • Set meaningful direction
  • Build a strategic plan
  • Make decisions to win

Proven approach to strategic leadership: You’ll get the training straight from the personal career journeys of two business women who have decades of experience and education. They come together to create a proven approach to understanding the big picture of what your organization is trying to accomplish and how to be an effective leader.

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Force of Habit

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A Step-By-Step Guide to Organizing Your Life

Force of Habit details the ways you can develop great habits and unleash the power of your habits to break free from your cage and organize the life you want and need.

Master your habits, get your life back. Dr. Tamsin Astor blends her scientific background and awareness (PhD in cognitive neuroscience) with yoga, Ayurveda, meditation and coaching training to offer a unique approach to mastering your daily habits. Using tools from health and executive coaching, Tamsin provides a plan to help you navigate from a multi-tasking, low energy, time-deprived existence to one of abundance, nourishment and fun!

Regain your power, reduce stress. Feeling overwhelmed, stressed and that there isn't enough time or energy to get everything done? Follow the steps in Force of Habit to create a life of joy and freedom by making connections in your daily habits, thereby reducing your decisions. Tamsin lays out a simple time management process to master your key habits in your two key relationships: with yourself and others.

Readers will learn:

  • The “Shoulds” and why they don't serve you
  • Stress – what it's secretly doing to you and why we need a little "good" stress
  • Why there isn't one definition of "healthy"
  • A new way of thinking about everyday habits

The art of time management. And what about your relationships with others–are you cultivating enablers or supporters? This book gives you a step-by-step guide to organizing your life. How? By creating boundaries and daily rituals so you have the time for what you need and want to do. By establishing healthy habits, you can unleash your true power by freeing up your time from the thousands of micro-decisions you make daily.

If you liked books such as The One ThingEat That FrogDeclutter Your MindThe Productivity ProjectHabit Stacking, or Cal Newport books such as Deep WorkDigital Minimalism, or So Good They Can't Ignore You, you're going to love Force of Habit.

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Creating Business Magic

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#1 New Release in Organizational Change — Business Magic and Disruptive Innovation

First comes the magic, and then the magic becomes the reality

Magicians reveal secrets to business excellence. You may think you know what magic is. Abracadabra, hocus-pocus. Forget about it. Magic? Magic is what human beings do. It’s just that some do it a lot better than others.

Nine business strategies from the world's greatest magicians.This book takes everything that three remarkable authors—a corporate strategist, the former acting director of the CIA, and a world-renowned magician—have learned about magic and packs it into a unique framework that captures the best of this art form and relates it directly to key lessons applicable to a wide variety of business enterprises. The authors’ objective is not to create a new generation of magicians, but to adapt nine strategies of the world’s greatest magicians and inspire boundless imagination, bolster innovation, energize leadership, and spark success in any business. At the core of Creating Business Magic is the belief that imagination can make magicians of us all.

Magic and disruptive innovation. Each chapter opens with a scenario depicting a pivotal historic moment in magic—from Harry Houdini to Doug Henning to Penn and Teller to David Copperfield—and uses it as a starting point to explore how the magical technique employed can create a fertile environment for industry, disruptive innovation and propel a company light years ahead of the competition. The nine disruptive strategies presented by the authors demonstrate how to:

  • Anticipate the next trends
  • Create remarkable new products
  • Launch marketing and advertising campaigns that will mesmerize “aspirationals”
  • Make dazzling sales presentations
  • Resolve seemingly unsolvable business dilemmas
  • Inspire teams with resilient change leadership

If you have read Creating Magic by Lee Cockerell or Bored and Brilliant by Manoush Zomorodi, you'll want to read Creating Business Magic.

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La Première Grandeur

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Dans ce travail posthume, Covey expose clairement les 12 leviers de succès qui mèneront à une vie de grandeur primaire: l'intégrité, la contribution, la priorité, le sacrifice, le service, la responsabilité, la loyauté, la réciprocité, la diversité, l'apprentissage, l'enseignement et le renouvellement. Pour la première fois, Covey définit chacune de ces 12 qualités et comment elles peuvent être mises en valeur et adoptées dans votre vie quotidienne pour vous guider vers le succès et le bonheur. Donnant sa sagesse trademarked qui est aimé et a inspiré d'innombrables lecteurs et leaders, la grandeur primaire offre de nouveau les conseils classiques de Covey d'une manière concise et amicale.
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Essential Retirement Planning for Solo Agers

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#1 Best Seller in Aging, Gerontology, and Volunteer Work. Wall Street Journal Best Books of 2018 on Aging Well ─ Over Fifty, Retiring and Childless?

Are you among the fifteen million Americans over fifty and childless? Solo aging gracefully and a happy retirement can be yours!

Baby Boomers retiring: American Baby boomers are aging and fifteen million of them never had children. Who will take care of them? Unprecedented in U.S. history, this demographic will create challenges for these individuals as well as for society. Essential Retirement Planning for Solo Agers is a passionate exploration of the path ahead for “Solo Agers.” It includes choices in housing, relationships, legal arrangements, finances and more – and urges the solo ager to plan for the future as though their life and well-being depended on it, as author Sara Zeff Geber believes it will!

Solo Agers aging well: In Essential Retirement Planning for Solo Agers, Sara Zeff Geber, a Ph.D. in Counseling and Human Behavior and a Certified Retirement Coach, coins the term “Solo Ager” to refer to the segment of society that either does not have adult children or is single and believes they will be on their own as they grow older. However, it’s not just the Solo Ager that can learn from this book. Financial advisors, elder law and estate attorneys, senior care managers, and others whose clientele is on the far side of sixty will benefit as well.

Retirement and good living: With a compelling and readable style, Geber takes her readers on a journey, starting with the choice for childlessness and why so many boomers were able to make that decision. She then reviews the role of adult children in an aging parent’s world and suggests ways in which Solo Agers can mitigate the absence of adult children by relationship building and rigorous planning for their future. Geber shares her expertise on what constitutes a fulfilling older life and how Solo Agers can maximize their opportunities for financial security, physical health, meaning and purpose in the second half of life and, finally, planning for the end game.

Retirement guide: Through stories and narrative, the author explores housing choices, relationships, and building a support system. You will learn about:

  • different levels of care and independence in various types of living arrangements
  • how to initiate discussions among friends and relatives about end-of-life treatment
  • ‘what if’ scenarios
  • who to talk to about legal and financial decisions

Geber's stories of Solo Agers are gleaned from friends and clients in a variety of circumstances. Each one demonstrates decisions and choices these people have made and illustrates the importance of thinking ahead and taking action now.

Essential Retirement Planning for Solo Agers is pragmatic and provocative, but softened with humor. Many of the chapters include worksheets or checklists, encouraging the reader to go beyond imagining and begin his or her own planning for the voyage ahead.

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Power Your Life With the Positive

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What is the secret to success and happiness?

Nothing in life is impossible: Cyrus Webb (art show and poetry reading host, and founder of the “Conversations” daily radio show, magazine, and Conversations Book Club) reminds us in Power Your Life With the Positive, “Nothing in life is impossible. Your goals and dreams are worth fighting for!”

You can leave negativity behind: Drawing on the life-changing experiences of fellow artists, industry insiders, and those in front of and behind the camera in the entertainment industry, author Cyrus Webb has provided a compendium of encouragement for all to benefit from. Power Your Life with the Positive is filled with stories of amazing life turnarounds and proves the importance of optimism in an often-negative world. In this book of positivity, faith, and hope, Webb encourages us to let these stories “give you the fuel you need to power your life with the positive and leave the negativity behind.”

Find hope and inspiration: In these times of economic uncertainty, civic strife, and political turmoil, it is more important than ever to offer people hope and inspiration to believe that the best is yet to come. The notable figures featured in this book have faced their own fears and crises, believed enough in their goals and dreams to keep going, and reaped the rewards by not allowing their own doubts and those of others stop them.

Famous people who powered their lives with the positive: The notables featured in Webb’s book faced their own fears, believed enough in their goals and dreams to pursue them and reaped rewards by sticking to their guns and not allowing their own doubts and those of others stop them:

  • Supermodel Tess Holliday
  • Grammy award-winning singer and actress Stephanie Mills
  • Prison Break creator Paul T. Scheuring
  • Roots and Reading Rainbow’s LeVar Burton
  • Actor Jamie Kennedy
  • Recording artist Keith Sweat
  • Walking Dead’s Jeryl Prescott Sales
  • Actress Antonique Smith
  • Dukes of Hazzard actor John Schneider
  • Dan Bucatinsky of Scandal and 24
  • Legendary bestselling author Mary Higgins Clark
  • Actor Isaiah Washington
  • American Idol’s Ruben Studdard and Taylor Hicks
  • Artist Aubrey O’Day
  • and many more

If you liked positivity and motivational books such as The Secret, The Power of Positive Thinking, Chicken Soup for the Soul, You Are a Badass, Make Your Bed, and Unshakeable; you'll love Cyrus Webb's Power Your Life With the Positive

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Women Who Launch

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Finalist Pacific Book Awards 2018! ─ Empowering Stories of Game-Changing Women

Dorothy Parker observed, “It’s a man’s world;” the lady entrepreneurs and game-changers profiled in Women Who Launch would beg to differ. Unlike the matrons of the 1950s-the women who lunched-these kick-ass females left their DNA in the annals of time.

A history of women in business and beyond: Juliette Gordon Low showed what’s good for the goose is good for the gander when she created the Girl Scouts of America. Sara Joseph Hale-authoress of Mary had a Little Lamb- convinced Lincoln to launch a national day of thanks while Anna Jarvis persuaded President Wilson to initiate a day in tribute of mothers. Estee Lauder revolutionized the cosmetics industry. The tradition of these Mothers of Invention continued when, compliments of knitter Krista Suh, the heads of millions were adorned with pink, pussy-cat ears in the largest women's march in history. These women who launched prove-in the words of Rosie the Riveter, “We can do it!”

Biographies of women creators, innovators, and leaders: Women Who Launch is filled with inspiring true stories of women activists, artists, entrepreneurs who launched some of the most famous companies, brands, and organizations today and changed the world. It is at once a collection of biographies and a testament of female empowerment.

Readers will find:

  • The stories behind renowned companies, brands, and organizations and the diverse women who launched them.
  • empowering quotes from strong women and those who refused to be kept down.
  • motivation to all women who want to succeed in their careers, launch companies, and change the world.

Find motivation in your career and life with the amazing history of women entrepreneurship, activism, and leadership.

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Devenez Meilleur

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Gagner la culture en milieu de travail

Un guide pratique pour tous ceux qui cherchent à créer un avantage compétitif dans n'importe quelle taille et type d'organisation en mettant en place un efficace efficace auprès des experts en amélioration de performance de FranklinCovey.

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Cluttered Mess to Organized Success Workbook

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# 1 Best Seller in Home Improvements, Remodeling & Renovation and Decorating ─ Host of HGTV’s HOT MESS HOUSE

Declutter Your Home, Declutter Your Life

Organize your life. Do you dream of getting organized, but have no idea where to start? Cluttered Mess to Organized Success: Declutter and Organize your Home and Life with over 100 Checklists and Worksheets offers you everything you need to organize your home, family and your time. This book not only provides helpful tips and advice, but it is jam packed with over 100 worksheets, forms, labels, schedules and everything else you need to organize your life.

Declutter your way to happiness. Cassandra Aarssen is a Professional Organizer and creator of the successful blog and YouTube channel, ClutterBug. After struggling for years with chaos and clutter, Cassandra transformed her home and her life through organization. She now shares her favorite organizing tips, tricks and secrets in order to help others declutter their way to happiness. Cassandra’s debut book, Real Life Organizing has been inspiring families from all over the world to get control of their clutter and fall in love with their home all over again.

Also read Cas Aarssen's other Best Selling home organizing books, The Clutter Connection and The Declutter Challenge.

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Get Out of Your Own Way Guide to Life

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Dream Big! Do it now!

Strengths and weaknesses: We all have strengths and weaknesses. So, do you want to learn how to get out of your own way and build your strengths and eliminate your weaknesses? Do it now with Get Out of Your Own Way Guide to Life: 10 Tips to Shift Gears, Dream Big, Do it Now!

Dream big: Do you want to be known as a tremendous talent...or a lazy, unfocused slacker? Whether you’re a Millennial yearning to join corporate America, a Boomer ready for reinvention, a closeted LGBTQ+ testing the gender pool or even a nerd nauseated with perfection, the Get Out of Your Own Way Guide to Life: 10 Steps to Shift Gears, Dream Big, Do it Now! by Justin Loeber, is an in-your-face, funny, no-nonsense, socio-business, coming-of-ageless handbook for anyone who is yearning for true, inner-personal success.

Great guide to life: You’ll learn 10 easy steps, such as:

  • Work on Your Work Ethic
  • Own the Power of Thoughtfulness
  • Find Perfection in Imperfection
  • Rule Your Plane
  • and more

Learn how to get out of your own way: This shebang of a book is based on Loeber’s quirky personal life experiences that all started in the NYC 70s disco era. Justin worked as a waiter, a Wang Word Processing Operator, (remember Wang?), a substitute go-go dancer, was discovered by pop icon Gary Numan in London and was one step from stardom in his own right as a solo pop-recording artist—only to lose it all. Then, in a 180-degree turn—and without a college degree—went from a temp at Random House to an EVP at HarperCollins in a little more than a decade. In 2006 Loeber created mouth: digital + public relations, a boutique agency in NYC—repping over 550 clients to date.

Get Out of Your Own Way Guide to Life will give you the courage to:

  • Shake down your fear, which is squelching your dream;
  • Find the “it” that makes you “tick”;
  • Take a Risk, which in the end, isn’t risky after all; and
  • Put down the electronics, look up; and transfer from the passenger to the pilot of your life…NOW!

So, Get out of your own way! Dream big! Do it now!

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Mission Entrepreneur

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#1 Amazon New Release! ─ Women + Military = Entrepreneurs

Career military? Leaving the military for civilian life? You can leverage your experience into some great new business startup ideas.

Business success: Military spouses can face serious challenges when trying to develop a career while part of the military life, or equally serious challenges when they transition to civilian life. But, help is on the way in Mission Entrepreneur: Applying Lessons from Military Life to Create Success in Business Startups

Finding startup ideas that can make you a business success: Are you trying to find your niche in our modern world of underemployment and the self-employed, where many are looking for great startup ideas and the opportunity to build wealth and find happiness and fulfillment? Some of the best startup ideas are yet to be discovered and Mission Entrepreneur will guide you through Jen E. Griswold's journey toward realizing her personal dream of becoming one of the successful women entrepreneurs. Experiencing underemployment as a military spouse, she learns how to turn her military experience into business success.

The underemployment problem: Being a military spouse comes with sacrifices. Spouses give up college degrees, careers and put other plans on hold due to military relocations. The country feels the effects. Reports show that 90% of female spouses face underemployment and countless income tax dollars are lost. As both a spouse and veteran for 20 years, Jen E. Griswold witnessed many spouses trying to keep a career going through their first few assignments. After multiple failed attempts and the addition of kids, they often gave up, deciding their efforts were futile. Their confidence waned and they began to question their self-worth.

Women entrepreneurs: Ironically, these same people have the perfect set of skills needed to become successful women entrepreneurs: work ethic, vision, passion, and resilience. These are the exact same skills that have helped them endure a life of sacrifice in the military. But, in most cases, they have given up on their own personal big visions to change the world. Using a lifetime of experience, military trained veterans entering the job force know how to manage the bumpy journey to becoming men and women entrepreneurs and finding those great startup ideas.

Mission Entrepreneur: From her extensive training in the Air Force and experience coaching women over the past several years, Griswold discovered that by giving back to her military community, she could change the world a little bit every day. America needs more men and women entrepreneurs who pay it forward and here is where we’ll start. Welcome to Mission Entrepreneur.

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How to Self-Publish for Under $100

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How to be a self-publishing success

Secrets to self-publishing: How to Self-Publish for Under $100 is THE bible for getting published. Publishing expert and author, Cinquanta Cox-Smith offers all her tips and tricks on self-publishing a book on a reasonable budget. This book is especially valuable to content creators who:

  • don't have a publishing deal
  • have a strong following on their social platform
  • want to learn how to get their manuscript out in the market
  • and, want to produce residual income

How to self publish on Amazon and outside Amazon: Cinquanta details all the ins-and-outs of a successful book launch from the basics to the in-depth. Her secrets arm you with the best possible chance to have your book shine. This isn’t just another guidebook about ISBNs, covers and word count. Some of the keys to self-publishing success covered by Cox-Smith include:

  • the benefits of beta readers
  • vanity publishing
  • hybrid publishing
  • secrets to successful categorizing
  • SEO (Search Engine Optimization)
  • discounting
  • blog tours and endorsements
  • ins-and-outs of how to self publish on Amazon
  • and, the growing scene outside of Amazon
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Eat That Frog

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The legendary Eat That Frog! (more than 1.5 million copies sold worldwide and translated into 42 languages) will change your life

Stop Procrastinating, Get More of the Important Things Done—Today!

There just isn't enough time for everything on our to-do list—and there never will be. Successful people don't try to do everything. They learn to focus on the most important tasks and make sure those get done. They eat their frogs.

There's an old saying that if the first thing you do each morning is eat a live frog, you'll have the satisfaction of knowing you're done with the worst thing you'll have to do all day. For Tracy, eating a frog is a metaphor for tackling your most challenging task—but also the one that can have the greatest positive impact on your life. Eat That Frog! – Snapshots shows you how to organize each day so you can zero in on these critical tasks and accomplish them efficiently and effectively.

In this fully redesigned and illustrative edition, Tracy explains how you can use technology to remind yourself of what is most important and protect yourself from what is least important.

But one thing remains unchanged: Brian Tracy cuts to the core of what is vital to effective time management: decision, discipline, and determination. This life-changing book will ensure that you get more of your important tasks done—today!

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American Prep

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#1 Best Seller in High School Test Preparation, SSAT & COOP ─ Comprehensive boarding school guide

    • What is boarding school really like?
    • What are my chances of getting into U.S. boarding schools?
    • How do I evaluate private schools vs. public schools?

    What is boarding school really like? U.S. boarding schools offer a superb preparation for college bound students, but they are not for everyone. American Prep is the only comprehensive guide for parents and students interested in investigating, applying to, and succeeding at these great schools. Meticulously researched and thoughtfully written, American Prep is an essential guide through the world of U.S. boarding schools – their history and culture, their resources and support systems, their opportunities and challenges – and the only book that leads you through the entire prep school experience. You will learn about:

    • Why boarding schools are increasingly valuable in the 21st century
    • The pros and cons of private school vs public school
    • How to select a school that is right for your student and your family
    • How to navigate the admission process – detailed insider advice
    • The emotional challenges of prep school for students and families – what to expect and when
    • How to secure generous financial aid for prep school
    • Student success on campus – getting in is only the first step

    An insider's perspective on U.S. boarding schools: Award winning writer/critic Ronald Mangravite has multiple perspectives on the American prep school world. An alumnus of the Lawrenceville School, he is a current prep school parent, an alumni class officer, and an admissions volunteer. His extensive teaching experience includes universities and private schools, with service on admissions and curricula committees. He holds degrees from the University of California, Berkeley and UCLA.

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    Purposeful Retirement

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    #1 Best Seller in Aging and Volunteer Work ─ Retirement and Good Living

    Perfect retirement gift. Are you getting ready to simplify life and move from the world of work to a life of retirement and good living─to enter a happy retirement? Purposeful Retirement is the perfect retirement gift.

    Hyrum W. Smith, the author of Purposeful Retirement, is an award-winning author, distinguished speaker, and successful businessman. He is one of the original creators of the popular Franklin Day Planner, the former Chairman and CEO of Franklin Covey Co., and the recognized “Father of Time Management”. For four decades Hyrum has been empowering people to effectively govern their personal and professional lives. In Purposeful Retirement , Hyrum combines wit and enthusiasm with a gift for communicating compelling principles that inspire lasting personal change. He encourages you to; discover your true passion, re-imagine your life, and try new possibilities. Learn how you can move from your world of work, simplify life and enter what can be the most satisfying phase of your life─a new world of purposeful retirement and good living.

    Aging well and a happy retirement. You have had a successful career by almost all measures and now you are concerned about aging well and looking toward a happy retirement. You are definitely not a couch potato.

    • How are you going to create a retirement that is meaningful and inspiring for your second act?
    • Can you simplify life?
    • Is there a way to make intelligent and anxiety free retirement planning choices?
    • Can you learn from the lives and experiences of people who have found their pathway to happy retirement?
    • What are their secrets to aging well and a happy retirement?

    If you are a fan of How to Retire Happy, Wild, and Free, you'll love Purposeful Retirement. Welcome to your new life of retirement and good living. Welcome to a purposeful retirement.

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    11 Seconds to Success

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    How to become Snapchat rich and famous

    Social media success story: Here's a living your dreams story that should inspire everyone ─ the living your dreams story of CyreneQ, a modern Cinderella fairy tale. (See: "Here’s how a 26 year-old is making up to $30,000 per Snap on Snapchat", by Morgan Linton, co-founder of Fashion Metric, November 30, 2016)

    Creative snapchats & funny snapchat drawings: The next time you are sitting in a long, boring meeting and your mind starts to wander might be the very moment you find your destiny. That is exactly what happened to Cyreneq who began doodling funny Snapchat drawings during a particularly snoozy conference room session. Soon after, she went on to rule that burgeoning social media platform with her Snapchat art and her funny Snapchat drawings. Cyrene Quiamco has become a prominent personality with her creative Snapchats on a social media platform that is designed to make content disappear. Since joining Snapchat, Quiamco (who goes by "CyreneQ" across most social media) has amassed a following for her whimsical Snapchat art ― from celebrity portraits to collages of Disney characters ― and interactive creative Snapchats. She engages her community with her highly imaginative and appealing art, quizzes, games and questions, transforming a series of short-lived snaps into a conversation. She's also the creator of The11thSecond.com, a blog and community for creators of Snapchat art to share their work off the platform. Award-winning CyreneqQ was recently nominated for the Shorty Award which recognizes the best in social media.

    Living your dreams ─ Do what you love: This modern fairy tale story (complete with Disney Princess self-portraits of the artist) starts in the Philippines where her family comes from. Cyrene gets her moxie, drive, spirit of self-invention and incredible work ethic from her mom, whom she counts as a main inspiration to be fearless and go for living your dreams. As she puts it, “I've always been an artist ever since elementary school, but I didn't really know how to apply that to the real world.” How she applied her artistry and originality to the modern world of social media is one of the most fantastic social media success stories of the 21st century.

    Do what you love the money will follow: Cyrene's Cinderella "living your dreams" story is one that will have you dusting off your dreams. Cyreneq reminds us all of the power of our own imagination. Unleash that and nothing can stop you!

    What you’ll learn inside 11 Seconds to Success:

    • How to harness your personal creativity and apply it to the real world
    • What CyreneQ really means in her motto “No excuses for starving artists!”
    • That if you "do what you love the money will follow"
    • How to up your social media IQ and your earning quotient, too!
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    Zero Down Your Debt

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    How to Get Out of Debt and Enjoy Debt Free Living with the Powerful "Zero-Sum Budget" Method

    Zero Down Your Debt ─ How to manage money and experience debt free living: Getting into debt is a piece of cake, but getting out? That’s the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The “zero-sum budget”— the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt.

    How to get out of debt: With just a pen and a piece of paper in your arsenal, you’ll learn how to implement a zero-sum budget and become debt-free – once and for all. The zero-sum budget’s primary tenets are giving every single dollar earned a purpose — whether it’s for bills, debt repayment or savings — and using last month’s earnings to cover this month’s bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you.

    In Zero Down Your Debt you will learn to:

    • Unlock the powerful potential of your paycheck to help you save more and get ahead faster
    • Seize control of your money by creating a simple monthly plan that actually works
    • Understand the root causes of your debt and how to get out of debt
    • Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living
    • Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings
    • Prepare for unexpected expenses and survive financial emergencies
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