Femme Frugality/ What Happens When You Have Bad Credit

Your credit score is important, though there are some personal finance enthusiasts who try to ignore it.

The biggest reason people try to brush it off is because some of the factors that make your credit score inch up actually encourage you to interact with debt. Whether you’re paying off an installment loan or paying off your credit card in full every month, there are sections of the PF world that want none of it.

But taking on debt isn’t the only time you’ll need a good credit score. In fact, not having one or having a bad one can negatively impact your life in other ways. To be able to ignore that fact is a privlege.

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