Upjourney / 12 Tips to Get Your Life Together (Great Advice from People Who Did It)

In 1995, at the age of 45, I realized I would never be able to retire if I continued the disastrous way I handled money. My wife and I were overworked and worse than broke. We decided to learn about money. We closed our credit card accounts, made the decision to not borrow money anymore, found some support partners, and started reading books about money.

We became good at financial record keeping, created monthly spending plans, and 7 years later we were out of debt. We became owners of multiple businesses. We wrote two books* about fiscal compulsivity for our field (Mental Health). My wife is now fully retired and I’m as retired as I want to be (and I have a new book that will be out in April.)

Life is glorious! We spend a great deal of time now helping other people learn how to handle money.

Here are 2 tips we learned that we now share with people asking for help:

1. Debt isn’t necessary. If it has caused problems for you, don’t ever use it again.
2. If a single tool exists that clears the way for vision and creates a foundation for having an effective relationship with money, it is thorough recordkeeping and planning.

For the other tips, click here!