mySA / 4 people who bought life insurance in their 20s explain why they still think it was the right choice

Brynne Conroy was pregnant with her first child in her early 20s when she decided it was time to buy a life insurance policy.

"As a parent, I knew it was only responsible to plan for the worst," wrote Conroy, a freelance writer, author, and blogger. "If I passed away, I wanted there to be enough money for my baby to be comfortable for a few years until their new guardian was able to adjust to the changed circumstances."

Because of pre-existing conditions, including a congenital heart defect, Conroy's monthly premium came out to $64 for $200,000 of coverage on a 20-year term life policy. As her income has gone up and she's expanded her family, she's continued to increase her coverage amount.

"There is a great peace of mind knowing that if I pass away in my prime earning years, my children will be OK," she wrote.

Original post found here.