Brynne Conroy was pregnant with her first child in her early 20s when she decided it was time to buy a life insurance policy.
"As a parent, I knew it was only responsible to plan for the worst," wrote Conroy, a freelance writer, author, and blogger. "If I passed away, I wanted there to be enough money for my baby to be comfortable for a few years until their new guardian was able to adjust to the changed circumstances."
Because of pre-existing conditions, including a congenital heart defect, Conroy's monthly premium came out to $64 for $200,000 of coverage on a 20-year term life policy. As her income has gone up and she's expanded her family, she's continued to increase her coverage amount.
"There is a great peace of mind knowing that if I pass away in my prime earning years, my children will be OK," she wrote.
Original post found here.