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I don’t know about you, but I tend to avoid New Year’s resolutions. They don’t work very well for me. You know how it is: I make the resolution, stick with it for a few weeks, then fall back into my old habits.
Well, this year I caved. I made a “resolution” that I was going to get in better shape. I decided to start eating healthy, get back to exercising, and drop a few “LBs.” Things were going great until…
I fell off the wagon last weekend and gained 5 freakin’ pounds! Ugh. All that hard work, washed away in just a few days. It just sucks.
So, this morning I took a peek at the calendar and it dawned on me: This isn’t something that’s unique to me. This time of year, most people start struggling to keep their January resolutions.
I don’t want that to happen to me, and I don’t want it to happen to you either.
If you’re struggling with your new money mindset, you’re not alone. These tips can help you push through this rough patch and stay on the path to financial wellness.
Remember Your “Why”
Having a strong “why” is key to driving any major changes you’re attempting to make. This is the reason you want to change in the first place. Typically, it’s a long-term goal that acts as the catalyst for making changes.
Perhaps you’re tired of struggling to pay the bills. Maybe you are buried under student loan debt and want to make sure that doesn’t happen to your kids. Your “why” is the ultimate driving force behind the change you’re attempting to make. The more powerful it is, the better your chances are at following through. So, if you’re struggling to stick to your plans, remember why you wanted to get your money straight in the first place.
Get Specific
One reason I’m struggling with my fitness resolution is because my goal isn’t specific enough. Saying “I want to get in shape” doesn’t really mean anything. There’s nothing to track. There’s no finish line to cross. It’s just a broad idea. But, if I change the phrasing slightly – like “I want to run the mini marathon in May” or “I’m trying to lose 15 pounds by April 15” – I’ve got something that drives me. There is something to shoot for, and it can be accomplished in a relatively short period of time.
Click here for full list of steps: http://clubthrifty.com/rescue-your-new-budget/